InCred

InCred Financial Services is a registered NBFC. Under InCred Financial Services we offer Personal Loans, SME loans, and Educational loans under InCred brand umbrella.

InCred is a new-age financial services group that leverages technology and data science to make lending quick and easy. InCred endeavours to disrupt the status quo in traditional lending with its simplified processes and a razor-sharp focus on serving the unique needs and circumstances of borrowers.

More out InCred can be found at www.incred.com.

What does our App do?

Personal Loans:

InCred Personal Loans are there to serve all your needs - whether you are planning your wedding, going on a dream holiday or need money urgently for any medical emergency. InCred Personal Loans come with many benefits:

• Complete mobile application process

• Quick loan disbursals

• Flexible repayment options

So what are you waiting for? Download the InCred App now!

Our Fees and Charges:

We offer personal loans from INR 50,000 upto 7.5 lakhs basis eligibility. Our

repayment tenure ranges from a minimum of 12 months(360 days) to a maximum of 60 months (1800 days).

Maximum Annual Percentage Rate (APR) - 36%(reducing)

The maximum annual interest rate (reducing) of 36% and other fees iar from the range of 2%-5% subject to the loan amount

e.g.

Sanctioned Loan Amount - 100000

Maximum Annual Percentage (APR) - 21%

Tenure - 36 months

Processing fee including GST - 3540

Disbursed Amount = Sanctioned loan amount - Processing Fees = 100,000 - 3,540=

96,460

EMI - 3,768

Interest - 35,648

Total cost of loan = Principal (Disbursed Amt) + Interest amount + Processing Fees = 96,640+35,648+3540 = 1,35,648

Total amount to pay in 36 months = 1,35,648

For any feedback or queries about InCred App or InCred Loans, write to us on care@incred.com or call us on 1800 102 2192